Missouri – STL: 314.839.9999 | Osage Beach: 573.441.9999 | Illinois: 618.416.9999 | Kansas: 913.344.9999 | California – San Diego: 619.363.0036 | Orange County: 949.482.0999 | Colorado: 303.740.9999

VA Programs

Vinson Mortgage is proud to offer a VA Loan Program backed by the U.S. Department of Veterans Affairs named in honor of our service men and women. At Vinson Mortgage, we are privileged to serve qualifying individuals by providing assistance during the buying, building, or refinancing stage of home ownership. Our VA Loan Program is comprehensive and flexible, providing significant benefits to veterans and their families. VA loans feature no down payment or private mortgage insurance (PMI) requirements which are exclusive advantages to this program.

The VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The program was created to help returning service members purchase homes without needing a down payment or excellent credit.

What Are The Benefits Of A VA Loan?

With a U.S. Department of Veterans Affairs backed loan you can use 100% of your equity to:

  • Pay off credit card debt
  • Pay back taxes
  • Repair and improve your home
  • Travel

Why Choose A VA Loan?

The U.S. Department of Veterans Affairs backed loans include these advantages:

·         No down payment – finance up to 100% of the purchase price

·         No private mortgage insurance (PMI) required

·         Limited closing costs

·         Prepay your mortgage without a prepayment penalty

·         Do not have to be a first-time home buyer

·         VA benefits are reusable

·         VA loans are assumable

·         More lenient qualifying terms

·         Fewer credit restrictions

·         Higher loan limits

·         Competitive interest rates

·         Typically lower mortgage payments

·         Lesser income restrictions resulting in higher loan limits

Is A VA Loan Right For You?

To qualify for a VA loan, the following people may be eligible:

  • Current or former members of the U.S. military, National Guard, or Reserve.
  • Surviving spouses of decreased Veterans
  • Successfully meet other U.S. Department of Veterans Affairs eligibility requirements

Learn More About VA Loans

For more information about VA loans or to see if you qualify, contact one of our mortgage experts today. To learn more, we have provided these websites to further assist you:

“Home Loans” – U.S. Department of Veterans Affairs

“The Home Buying Process For Veterans” – U.S. Department of Veterans Affairs

“Certificate of Eligibility” – U.S. Department of Veterans Affairs

“VA Loans” – Military.com

“Thank You to Our American Veterans” – Vinson Mortgage Group

“How To Refinance Via the VA Loan Program” – Vinson Mortgage Group  

 

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The Vinson family has been serving clients in the mortgage industry for over 25 years, and with that experience comes many advantages for our clients....
  • Speed Of In-House Processing

    Speed Of In-House Processing

    • Banker not broker
    • Faster clear to close
    • Loan officers communicate with processors throughout the lending process
  • Refinance & Purchase History

    Refinance & Purchase History

    • Been in business for over 25 years
    • Dedicated and experienced Loan Officers, Processors and Underwriters
    • Portfolio of products
    • Long-term approach to best suit your needs
  • Fight The Good Fight

    Fight The Good Fight

    • Credit repair
    • Structuring unique loan situations
    • Breaking through the credit bureau red tape
    • Help approve credit scores that others ignore
  • Straightforward Approach

    Straightforward Approach

    • No pricing gimmicks or rate schemes
    • Establish lasting relationships
    • Provide updates & progress reports
    • Responsive to questions & concerns
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Corporate Headquarters  |  12801 Flushing Meadows Drive  |  St. Louis, MO 63131  |  314.839.9999

NMLS# 225095  | 
California License:  41DBO-46184  | 
Illinois License:  MB6760233  | 
Kansas License:  MC.0001599  | 
Missouri License:  MO.17-1848  | 
Illinois Department of Financial & Professional Regulation – Division of Banking  | 
100 West Randolph, 9th Floor  | 
Chicago, IL 60601  | 
312-793-3000  | 
Vinson Mortgage is a Kansas licensed Mortgage Company.