Conventional Loans

A Conventional Loan is backed or insured by Fannie Mae and Freddie Mac. There are many different Conventional Loan options including either a fixed or adjustable rate for the life of the loan. They feature favorable rates, lower costs, home buying flexibility, and have many other benefits for those who qualify.

What are the benefits of a Conventional Loan?

Conventional Loans have these advantages:
• Mortgage insurance is not required with 20% or more down
• Mortgage insurance automatically ends at 78% loan-to-value
• Lower monthly payment
• Greater stability with a fixed-rate
• Option to pay taxes and insurance directly
• Fewer restrictions

Learn More about Conventional Loans

For more information about Conventional loans or to see if you qualify, contact one of our mortgage experts today.

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The Vinson family has been serving clients in the mortgage industry for over 25 years, and with that experience comes many advantages for our clients....
  • Speed Of In-House Processing

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  • Straightforward Approach

    Straightforward Approach

    • No pricing gimmicks or rate schemes
    • Establish lasting relationships
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    • Responsive to questions & concerns
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Vinson Mortgage is an equal opportunity lender. Vinson Mortgage is a division of Executive Lending Group, LLC.

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