Missouri – STL: 314.839.9999 | Osage Beach: 573.441.9999 | Illinois: 618.416.9999 | Kansas: 913.344.9999 | California – San Diego: 619.363.0036 | Orange County: 949.482.0999 | Colorado: 303.740.9999

Conventional Loans

A Conventional Loan is backed or insured by Fannie Mae and Freddie Mac. There are many different Conventional Loan options including either a fixed or adjustable rate for the life of the loan. They feature favorable rates, lower costs, home buying flexibility, and have many other benefits for those who qualify.

What are the benefits of a Conventional Loan?

Conventional Loans have these advantages:
• Mortgage insurance is not required with 20% or more down
• Mortgage insurance automatically ends at 78% loan-to-value
• Lower monthly payment
• Greater stability with a fixed-rate
• Option to pay taxes and insurance directly
• Fewer restrictions

Learn More about Conventional Loans

For more information about Conventional loans or to see if you qualify, contact one of our mortgage experts today.

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The Vinson family has been serving clients in the mortgage industry for over 25 years, and with that experience comes many advantages for our clients....
  • Speed Of In-House Processing

    Speed Of In-House Processing

    • Banker not broker
    • Faster clear to close
    • Loan officers communicate with processors throughout the lending process
  • Refinance & Purchase History

    Refinance & Purchase History

    • Been in business for over 25 years
    • Dedicated and experienced Loan Officers, Processors and Underwriters
    • Portfolio of products
    • Long-term approach to best suit your needs
  • Fight The Good Fight

    Fight The Good Fight

    • Credit repair
    • Structuring unique loan situations
    • Breaking through the credit bureau red tape
    • Help approve credit scores that others ignore
  • Straightforward Approach

    Straightforward Approach

    • No pricing gimmicks or rate schemes
    • Establish lasting relationships
    • Provide updates & progress reports
    • Responsive to questions & concerns
  • 1
  • HARP Loan
    HARP
    Loans
  • Debt Consolidation
    Debt
    Consolidation
  • USDA Loan
    USDA
    Loans
  • Reverse Mortgage
    Reverse
    Mortgage
  • VA Programs
    VA
    Programs
  • 203k
    FHA
    Loans
  • Conventional Loan
    Conventional
    Loans
  • Jumbo Loan
    Jumbo
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  • ARM/Fixed Loan
    ARM/
    Fixed Loans
  • 1

Corporate Headquarters  |  12801 Flushing Meadows Drive  |  St. Louis, MO 63131  |  314.839.9999

NMLS# 225095  | 
California License:  41DBO-46184  | 
Illinois License:  MB6760233  | 
Kansas License:  MC.0001599  | 
Missouri License:  MO.17-1848  | 
Illinois Department of Financial & Professional Regulation – Division of Banking  | 
100 West Randolph, 9th Floor  | 
Chicago, IL 60601  | 
312-793-3000  | 
Vinson Mortgage is a Kansas licensed Mortgage Company.