ARM/Fixed adjustable rate mortgage, or ARM, is a home loan with an interest rate that is fixed for a set period of time and then becomes adjustable for the remaining life of the loan. It can fluctuate periodically, unlike a fixed-rate mortgage that holds the same rate. This means that monthly payments for ARM loans after the fixed period can move up and down depending on the current market conditions.

Is an ARM Loan right for you?

A few things to consider:
• Future interest rates are unpredictable
• Generally riskier than other loan options
• ARMs follow rate indexes and margins that are set by the market

Learn More about ARM Loans

For more information about ARM loans or to see if you qualify, contact one of our mortgage experts today. To learn more, we have provided this website to further assist you:

“Consumer Handbook on Adjustable-Rate Mortgages” – The Federal Reserve

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